Dear Liberal Obamacare apologists
Even though Dr. Charles Krauthammer has decided that
the demise of ACA/Obamacare will constitute the death of the key component of
liberalism – giving away other people’s money – I still want to congratulate the
goals of healthcare reform.
The goals are surely worthy, but they are not cost
effective, nor is there even a potential for a smooth implementation, or
start-up, or roll out, or what have you.
Goals such as adding 30 million of the currently
uninsured to the insurance rolls, the vast majority of whom are not insurable
due to cost, or who already can't afford coverage, or they would already have
purchased a plan…..plus forcing the allowance of preexisting conditions,
portability, eliminating lifetime caps, minimum coverages for preventive care,
free maternity and free birth control, etc…are laudable.
[side note: Thus far, ObamaCare is causing less entry into Med Schools, and early retirement choices for Drs, so who will help the new 30m enrollees get treated??]
Boyce Rensberger, in The Frederick News-Post, http://www.fredericknewspost.com/news/health/policy/article_8ce039f6-28d1-57bc-aed7-1e567fc5fe07.html
voiced in his column last Saturday that improvements to coverages are
surely worth paying more. Who is he to say what you can
afford!
U.S. Rep. John Delaney (D., MD 6th), in the
same edition in an AP column, said
he voted against legislation that would have allowed you to keep your current
coverages – which was promised during the sell-in phase – because the
president's plan to stop cancellations was better.
Strangely, nobody is addressing fundamental underlying
flaws that Obamacare is a cost-bomb. President Barack Obama’s quick-fixes are to
kick the can down the road past mid-term elections. This approach is already
known to increase final costs.
Simple logic dictates:
Forcing people that will certainly be “net-takers” from
the new Affordable Care Act plans on to these exchange plans from out of nowhere
will by definition make costs soar. Even a 101 level actuarial student knows
this!
The Executive Branch seems to be ignorant even of how
insurance works and remains profitable for insurance companies.
This, and the willful ignorance of replacing and confusing a goal of reasonable
healthcare affordability and quality…..with a goal of giving away free
healthcare insurance cannot stand.
No matter how nice these goals are, even Robin Hood
himself would blush at how much the middle class will pay for the forced
largess!
Think about it:
1) We already know that the poor, unemployed, and
infirm will be covered, but already can’t pay their own way in our real world.
That would not change. That’s an enormous cost! The money has to come from
somewhere!
2) We already know that pre existing conditions by
definition are fantastically expensive to treat. Long-term cancers, heart and
lung and kidney diseases plus diabetes, etc... This part of the risk pool will
take $100 or more out of the plan for every dime they put in. That’s an enormous
cost! The money has to come from somewhere!
3) We already know that forcing minimum coverages onto
basic plans = the Obama extras that many will not need – will make them more
expensive. HOW CAN THEY NOT? Adding coverages to plans always drives up the
final price, as insurance is a product designed to retain a certain profit
margin in the end.
And bear in mind that the extras were added to all
plans to create more profit via those never ever needing to exercise the
extras….They know this.
We must force people back into the workforce, and means
test social programs for fraud. There is no other way than a full gut of this
bad deal for the productive among us.
[Additionally, Obamacare “navigators” must be screened
for fraud and abuse recommendations.]
Cost overruns of Obamacare will come out of the hides
of the struggling middle class, trying to raise children while working. They are
already in massive pain from the undeclared Inflation of student loans, food
prices, energy prices, gasoline prices, transportation expenses, new taxes
(especially here in Maryland) etc…which have all been made worse by partisan
politics, phony green energy, global warming scares, a compliant Environmental
Protection Agency, intentional destruction to our fossil fuels monopoly,
give-away trade agreements, etc.
Simply, the Obamacare will fail as it is too expensive
to an already struggling middle-class of our citizenry that will surely bear the
burden. Already relying on dinners of crackers and cheese, mayonnaise and bread
sandwiches, peanut butter and hot dogs, even a small bump in cost of living will
force those already on the edge to make bad choices, perhaps to the pet food
aisles.
And don’t blame the geeks: The website will continue to
crash and burn because every fix reveals another two or three unforeseen
circumstances. Yes, the program fails to allow for smart insurance plan choices
when the level of government subsidy owed to you upon qualification is still an
unknown.
[By the way, the subsidy will come by check, and
constitute more enormous potential for fraud.]
Why do you think that labor unions, Congress,
government staff, and savvy corporations have already sought and won waivers
from being taken by Obamacare?
Don’t apologize for a plan that was never a plan, with
financial ramifications never vetted.
A full "gut" and [then] debate of a real reform plan for
healthcare, complete with a full rebuild, including fairness...from the ground
up... are the only answer for a population with too much skin in the game to
accept the lies coming from American national leadership.
Mid-term elections will sort out much of the
mess.
http://www.thetentacle.com/ShowArticle.cfm?mydocid=6054 original Link
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