Lotto Christmas

Originally published December 24, 2010
Holiday riches come in many shapes, sizes and forms. Managing the expectations is an important aspect, but it being Christmas Eve 2010 today, you already know that.
We learn and are taught that money isn't everything, but somehow this time of year that concept can stand out a bit. It "can't buy you love" and won't solve all of your problems, but when you don't have enough of it, the expectations can suffer.
At our house, we've always stretched cash, and burned the financial candle at both ends; not so much incurring debt, just spending what we made pretty thoroughly. A little "house-poor," but that's what we wanted and bought big, as we also had a big family.
Now we have two in college at once, away at Towson and Salisbury, and one in Walkersville High. Of course the grinding economy has caused all of these fine institutions to "nickel and dime" us to death; the cumulative expense typically means that if we go out to dinner, we do choose frequency as well as destination pretty carefully.
Which is why it was a Lotto fun to pick up a random scratch-off card Saturday on the way back from the dry cleaner:
It won.
To my surprise, I was told by the first prize redemption clerk that "this amount is too large to cash here, sorry" with kind of a sour face. I was then directed to the official redemption station at Brown's Liquors, where they happily produced an I-1099 Tax form to report me to the IRS.
I could live with that! It wasn't a king's ransom, but it was 100 times my investment. Well ... technically 50 times if you figure I'd bought two cards.
When scratching off my happy matches, there were terrible moments of disbelief for me, as I had been thoroughly duped by the fake cards from Spencer Gifts before. This was made worse as I'd been pretty excited, and only figured the ruse set upon me by reading the back for redemption instructions: For amounts over $500, please go to "yo mamma's house!"
But I had official State of Maryland Lottery printed on mine this time!
Thinking back to earlier money postures, I was reminded by my prior experience of the season that:
When you have a little extra cash, that doesn't always mean something; however, when you don't have enough cash, that always means something! Choices you don't want to make, and painful decisions, etc.
So this year will be easier; but why?
And then it hit me: For the last four or more years running, ever since putting my personal Christmas allocated funds into the local charity Christmas Cash for Kids instead of accepting family gifts ... similar strokes of luck had befallen me.
In some cases a promotion, or a newly awarded project, or phantom unexpected financial gift.
Our mantra on the above-mentioned radiothon for needy children of Frederick County had always been: No matter your means or your condition, just give till it hurts, because "it always comes back to you."
Years ago, I'd felt teased and goaded by Blaine Young and Bob Miller of WFMD by this slogan. That is, until I tried it, fully investing in the experience, expecting nothing in return but the warm fuzzy of having helped others come Christmas morning.
My Christmas wish is for you and yours to learn from my experience, donate as appropriate to your favorite charities, and earn your good luck!
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Labels: christmas cash for kids, Frederick County, Maryland Lottery




